Connect your bank accounts in 2 minutes. Transactions sync automatically — no CSV uploads, no manual entry.
Connect my bank freeThree steps. Two minutes. Then it's automatic.
Select from 100+ Australian banks and authorise access via your bank's own secure login. Budgi never sees your password.
New transactions appear within minutes, categorised by AI. No CSV uploads, no manual entry — ever.
Read-only access means we can see your transactions but cannot move money. Bank-level encryption, never sold.
Open Banking in Australia is regulated by the ACCC and ASIC — the same bodies that oversee the big four banks.
Budgi is an ACCC-accredited CDR Data Recipient — regulated under the Consumer Data Right framework.
We can view your transactions and balances. We cannot initiate transfers, move money, or take any actions in your account.
256-bit TLS encryption in transit and at rest. The same standard used by Australian banks.
Disconnect in one click from Budgi Settings. You can also revoke access directly from your bank.
All major banks plus 100+ smaller institutions via CDR. CBA, Westpac, NAB, ANZ, Macquarie, ING, Bendigo, Bank of Queensland and more.
Yes. Budgi is an ACCC-accredited CDR Data Recipient. Access is read-only — we can see transactions but cannot initiate payments.
New transactions typically appear within 15–30 minutes. Some banks batch overnight.
Yes, disconnect anytime from Settings. All data is removed upon request.