Budgi Pricing — Plans for Every Stage of Your Financial Journey

Australia's AI-powered personal finance app. Free forever, or unlock more with Plus or Pro. Cancel anytime.

Free
$0

Forever

  • 1 bank connection or CSV import
  • Unlimited transactions (AI auto-categorised)
  • Up to 5 budget categories
  • Up to 3 savings goals
  • Up to 5 bills tracked
  • Up to 2 debts
  • Basic dashboard & analytics (3 months)
  • Net worth tracker (current value)
  • HECS & tax calculator
Get started free
Most Popular
$9.90/month AUD

or $99/year — save 17%

  • Everything in Free, plus:
  • Unlimited bank connections — Connect as many accounts as you need
  • Unlimited budget categories — No cap on envelopes
  • Budget Rollover — Carry unspent budget to next month
  • Budget Templates — 50/30/20, Frugal, Australian Average & more
  • Goal Auto-Allocation — Auto-contribute from every pay to goals
  • Sinking Funds — Plan monthly for irregular expenses
  • Debt Strategies — Avalanche vs Snowball with simulation
  • Weekly Check-Ins — 5-minute habit-building review
  • Transaction Tags — Tag and filter transactions
  • Export (CSV + PDF) — Download all your financial data
  • Household Sharing — Share budgets with a partner (up to 2)
  • 6-Month Analytics — Full trend analysis + merchant breakdown
Start Plus free for 14 days

No credit card required

AI Powered
$14.90/month AUD

or $129/year — save 28%

  • Everything in Plus, plus:
  • AI Financial Planner & Coach — Investment, super & wealth advice — not just spending
  • AI Budget Builder — Answer a few questions, AI builds your budget
  • Scenario Planner — What-if modelling on spending and income
  • Net Worth History — 12 months of tracked net worth snapshots
  • Weekly Digest Email — Your finances delivered to your inbox
  • Priority Support — Fast-track support via email
Start Pro free for 14 days

No credit card required

Frequently asked questions

What's the difference between Plus and Pro?

Plus gives you all the core budgeting power — unlimited connections, sinking funds, debt strategies, check-ins and more. Pro adds all AI features on top: the AI Financial Planner & Coach, AI Budget Builder, and Scenario Planner.

Can I try Pro before paying?

Yes — every new account gets a 14-day free Pro trial, no card needed.

What happens when my trial ends?

You'll move to the Free plan automatically. No charges, no surprises. You can upgrade to Plus or Pro at any time.

Can I cancel anytime?

Absolutely. Cancel from Settings at any time. You keep access until the end of your billing period.

Is my data safe?

All data is encrypted and stored securely. We never sell your data. See our Privacy Policy.

Do you offer refunds?

Yes — if you're not happy in your first 30 days, contact us for a full refund.

Ready to get your finances under control?

14-day free trial on Plus or Pro. No card needed.

Try Plus free → $9.90/mo Try Pro free → $14.90/mo