Not generic tips. A personalised financial plan that knows your stage, your numbers, and what to do next.
Get my free planMost financial advice ignores where you actually are. Budgi's coach starts there.
Build 3 months expenses
Eliminate debt above 7%
Maximise concessional contributions
ETFs, property, diversification
Tax efficiency, estate planning
Your coach analyses your savings rate, debt, super balance and spending to determine your current stage — and focuses advice there.
Real insights based on your real numbers — not a listicle.
Your savings rate is 24% and you're debt-free. Sacrificing $300/month to super saves ~$1,152/year in tax.
You have $700/month surplus. With your emergency fund solid, you're ready for VGS or a diversified ETF.
Your income ($89k) is near the $51,550 repayment threshold. Check you're not over-withholding.
Most personal finance apps are built for the US market. Budgi is built for Australia from the ground up.
It reads your transactions, balances, budgets, goals and super data from Budgi. The more you track, the smarter the advice.
Yes. It knows your income, spending patterns, debt balances, super amount and financial stage. Every insight is calculated from your real numbers.
The AI gives general financial education and modelling, not licensed financial advice. For complex decisions (property, insurance, SMSF), consult a registered adviser.
The coach recalculates weekly based on new transactions and balances. It never repeats advice you've already dismissed.